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Business Insurance and Bonds for California Companies.
An independent agency with industry-focused advisors who understand how your business actually runs. Based in Long Beach.
✓ Multiple carriers compared ✓ Same-day certificates ✓ Claims help included
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Insurance and Bonds, Under One Roof.
One Long Beach agency for your policies, certificates, and bonds means less paperwork and faster answers. We shop your coverage across carriers and explain the differences in plain language.
Request a coverage reviewGeneral Liability
Third-party injury and property damage claims tied to your work, premises, and products.
Workers' Compensation
Required for California employers. Covers medical care and lost wages for work injuries.
Commercial Auto
Company trucks, vans, and cars, plus employees driving their own vehicles for work.
Employment Practices
Defense against wrongful termination, discrimination, harassment, and wage claims.
Specialty Coverage
Builder's risk, cyber, umbrella, errors & omissions, lessor's risk, and more.
Surety Bonds
License, contract, and fidelity bonds. Learn more
Industries We Specialize In
We focus on a select group of industries so we can know them inside and out. Find yours below to see the coverage and bonds we offer businesses across California.
How We Work With You
Fewer claims means a better loss history, and better pricing at renewal. Risk management is part of every account. Learn more
Review your risks
We look at your operations, contracts, vehicles, and current policies to find gaps.
Build a safety program
We help you put a safety program in place that fits how your team works, and keep it running.
Support every claim
When something happens, we help you report it, work with the carrier, and get back to business.
Client reviews
What our clients say
I’m really glad he helped me out because I had an incident on a test drive that the business insurance saved me. I am really grateful to have him as my agent…
Every time I have started a new business venture, Elmer has taken the time to sit down with me, understand how the operation works, explain potential liabilities, identify risks I hadn’t considered…
Elmer’s knowledge has made my life as a business owner so much easier. He’s helped me with … insurance claims and audits. Elmer is a straight shooter who has become more than my insurance guy, he’s become a good friend!
We just started our new small business and Elmer Flores helped us with our insurance… always there for us through email or phone calls. We totally recommend the Flores company…
Ready for Coverage Built Around Your Business?
Get a quote or talk with a licensed advisor today.